tag:blogger.com,1999:blog-8751398798342994168.post2836029063330771505..comments2024-03-12T02:39:25.244-04:00Comments on Bel Joeor: Horse Husbands & FinancesAmandahttp://www.blogger.com/profile/16071037752920853786noreply@blogger.comBlogger21125tag:blogger.com,1999:blog-8751398798342994168.post-35583882997755733692015-01-22T18:38:50.817-05:002015-01-22T18:38:50.817-05:00Great post - thanks for sharing. The separate acco...Great post - thanks for sharing. The separate account is a wicked good tip. Going to set that up for myself this spring!Laurahttps://www.blogger.com/profile/07940386405998853917noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-28758820492964177102015-01-22T18:05:42.038-05:002015-01-22T18:05:42.038-05:00Great post! I'm very tempted to hire you to m...Great post! I'm very tempted to hire you to make me a budget! :-) Heatherhttps://www.blogger.com/profile/06726155529024447711noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-4366486223170078882015-01-22T18:02:45.886-05:002015-01-22T18:02:45.886-05:00I love this post! Particularly the part about not ...I love this post! Particularly the part about not needing to spend beyond essentials. Even though we keep separate accounts, I also can't imagine lying to my guy about my finances or horsey expenses.Thttps://www.blogger.com/profile/05438372155463437107noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-54651765023940237532015-01-22T16:49:11.775-05:002015-01-22T16:49:11.775-05:00Really excellent advice. Especially the avoiding d...Really excellent advice. Especially the avoiding debt part. I cringe when I read about people putting expensive horsey thing on their cc. ( I use ccs, but I pay them off instantly. I only use them for the convenience and cash back)Olivia @ DIY Horse Ownershiphttps://www.blogger.com/profile/16138490796669110523noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-73232409884047716582015-01-22T16:45:04.881-05:002015-01-22T16:45:04.881-05:00I love having it. It helps make a lot of decisions...I love having it. It helps make a lot of decisions for me, and keeps me from just spending all my money on horses. And vice versa - no matter what I might've done with the rest of my life, I have security in knowing that the money is there for Tris.Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-73258540394568823932015-01-22T16:44:10.564-05:002015-01-22T16:44:10.564-05:00<3<3Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-14745660790429463772015-01-22T16:43:49.532-05:002015-01-22T16:43:49.532-05:00Thanks!Thanks!Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-82613007449623673842015-01-22T16:41:55.006-05:002015-01-22T16:41:55.006-05:00Lead me not into temptation, aka why I try and lim...Lead me not into temptation, aka why I try and limit my stops at Tractor Supply...!Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-11719582076974420622015-01-22T16:41:33.188-05:002015-01-22T16:41:33.188-05:00So many things in life come from lying to yourself...So many things in life come from lying to yourself about what you can accomplish, what you'll do, so on and so forth. I'm just as guilty of it as the next person.Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-92182613052349378762015-01-22T16:40:56.588-05:002015-01-22T16:40:56.588-05:00Yes. I tend to agree. The credit card debt I have ...Yes. I tend to agree. The credit card debt I have now (like $600) is the only time I've EVER carried over from one month to the next, and is the result of three major multi-thousand dollar emergencies this fall after a depleted emergency fund. I am balancing paying it off with replenishing the emergency fund. I hate every second of it, believe me!<br /><br />But yes: totally agree. They are tools, and they should not be abused.Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-49821700793239424052015-01-22T16:39:17.456-05:002015-01-22T16:39:17.456-05:00Yes! And there have been so many situations when I...Yes! And there have been so many situations when I've borrowed something, or been given something, or been helped out when I would've otherwise had to buy or spend money that from a purely economic standpoint it's sensible, too!Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-29872527438694952532015-01-22T16:37:03.312-05:002015-01-22T16:37:03.312-05:00Oh, I know that now! I was just out of college and...Oh, I know that now! I was just out of college and barely knew anything about wood stoves, and desperate to get them warm, NOW. I would not do it again. It builds creosote on the inside of the stove, too. Not good on many levels!Amandahttps://www.blogger.com/profile/16071037752920853786noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-72389820245256030962015-01-22T16:35:21.709-05:002015-01-22T16:35:21.709-05:00It all boils down to how much you are willing to s...It all boils down to how much you are willing to sacrafice and how hard you are willing to work to get where you want to be. I worked 3 days a week for three years and had absolutely no social life...but it paid off in the end.<br /><br />I just need to add to please never put lighter fluid in a wood stove again - major cause of chimney fires!Boss Mare Eventinghttps://www.blogger.com/profile/08039910692009593158noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-2386526749942611552015-01-22T16:16:30.939-05:002015-01-22T16:16:30.939-05:00Agree that a support system is imperative! I could...Agree that a support system is imperative! I couldn't do half the things I do with my horse without some amazing friends and barn mates.Carlyhttps://www.blogger.com/profile/17308477892024999793noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-87070973035878961122015-01-22T15:41:51.222-05:002015-01-22T15:41:51.222-05:00I have to say, I feel like most people use credit ...I have to say, I feel like most people use credit cards the WRONG way. I use a credit card as if it's my actual bank account and don't put ANYTHING on it unless I know the money is in my account and come statement day, I will pay that bitch off entirely (thus accruing no interest and therefore paying exactly what my item was worth). The benefit to this is that I get points from my credit card that translate to a little bit of cash once or twice a year. That is, I personally feel, a smart way to use a credit card. If you're going to charge big ticket items that you can't pay for now or ever (or even lots of little things that mean you are effed in a few months), then yeah, do not let yourself have a credit card.<br /><br />And boy do I ever feel you on "you don't need that". I noticed today that my bargain-bin bridle is kinda falling apart and doesn't match any of my other tack and am kinda kicking myself for not buying a bridle when I saw it on sale last week but... c'est la vie.Nicolehttps://www.blogger.com/profile/13834098473974912416noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-60066043635742744442015-01-22T13:59:47.042-05:002015-01-22T13:59:47.042-05:00This is a wonderful post! I think being honest wit...This is a wonderful post! I think being honest with yourself and your partner is definitely at the top of my list- that's probably the #1 thing that works for me!Stephaniehttps://www.blogger.com/profile/07140631127593549541noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-63513569815734286762015-01-22T12:50:49.313-05:002015-01-22T12:50:49.313-05:00great post! super useful to think about - esp the ...great post! super useful to think about - esp the 'you don't need it' part hahaemmahttps://www.blogger.com/profile/05686949099663199382noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-37851311832647982032015-01-22T12:08:30.755-05:002015-01-22T12:08:30.755-05:00This is a great post in so many ways. Sharing lat...This is a great post in so many ways. Sharing later on my FB page!Lauren @ She Moved To Texashttp://www.shemovedtotexas.comnoreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-70228182421090870302015-01-22T11:36:22.601-05:002015-01-22T11:36:22.601-05:00Super post!Super post!Kellyhttps://www.blogger.com/profile/10313417800020012776noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-5738982415954527762015-01-22T11:23:35.506-05:002015-01-22T11:23:35.506-05:00You are my hero in so many ways and the very best ...You are my hero in so many ways and the very best model I have for this stuff. I am only a so-so student (and hope my enabling and universe-bending tendencies are sometimes useful to you...:-p ), but seriously: thank you for being you.Hannahhttps://www.blogger.com/profile/12237668899993749427noreply@blogger.comtag:blogger.com,1999:blog-8751398798342994168.post-60187118411578513332015-01-22T10:42:43.053-05:002015-01-22T10:42:43.053-05:00Wow - great tips... :) I never thought about havi...Wow - great tips... :) I never thought about having a separate bank account for horse expenses, but I think that is something I will definitely implement when I move out on my own with Lady :)Kathttps://www.blogger.com/profile/09663927549661433575noreply@blogger.com